Cost of Pregnancy Care
Dr. Serr and her growing miracle.
Our office does not accept MediCal (primary or secondary), Medicare, or uninsured “cash pay / self pay” for pregnancy.
Your Insurance Coverage:
Insurance policies usually have a yearly deductible, a copay, and a yearly “out-of-pocket” maximum. Most insurances “reset” each of these on January 1st each year, but some reset on a “renewal date”.
Your deductible = an amount of money you have to pay before your insurance starts to pay.
Your copay or co-insurance = an amount of money (a percentage of your bill) that you have to pay, after your deductible has been met (often 10-20%).
Your out-of-pocket maximum = the maximum amount of money you have to pay during a calendar year (or a subscription year).
Your Medical Pregnancy Bills:
Your pregnancy will have a “global OB and delivery” bill and an additional “non-global” bills. Each insurance company has a “contracted rate” that sets the cost for these services. For most patients with Blue Cross or Blue Shield, the total contracted rate bill for Dr. Serr (ultrasounds and “global OB” care for office visits and delivery fees) is approximately $2,200 dollars. How much of this bill is paid by your insurance depends upon your insurance policy’s deductible and co-pay.
The “global OB and delivery” bill is one total charge billed after your delivery, that covers most of your office visits and your doctor’s delivery bill. Insurance companies require doctors to bill this way – which sometimes frustrates patients if their yearly deductible resets before their delivery. There is not a separate bill if you are delivered by one of the “on call” doctors after hours. You will receive a separate bill from the hospital.
“Non-global” bills are bills that are charged as they occur. Examples of these include:
Your first visit(s) (“New OB” appointments)
Your ultrasounds and lab tests
Any problem visits to the emergency room or labor and delivery
Any special tests or problem visits to a specialist
Our office collects an OB deposit at your first visit.
Unless you have a zero dollar deductible, our office will collect a $250 deposit at your first visit. This will be held and later applied towards your global OB bill after your delivery. Additional deposit payments may be required during your pregnancy, depending upon your insurance benefits.
Visit our Insurance Information page to see our accepted insurance. If you have any questions, comments, or concerns, please contact our office.